Short answer: yes for a prototype, mostly for a simple tool, not yet for a product with paying customers — at least not without pain.
Replit and similar "describe it and it builds it" tools genuinely work: you can go from idea to a working web app in an evening, without knowing what a database is. For validating an idea, an internal tool, or a personal project, this is real and it's remarkable.
The walls appear at the unglamorous parts: user accounts, payments, security, and the hundred edge cases real users find. That's where non-technical builders stall — not because AI can't help, but because you don't yet know what to ask for.
The smart play: build the prototype yourself, and if strangers actually use it, then invest — in a developer, or in learning. If you're the learning type, an agentic tool like Claude Code or Cursor will teach you faster than any course, because it explains while it builds.