ChatGPT vs Microsoft Copilot: which one fits you?

Both are general assistant tools, but they're built for different people. Here's the honest comparison — and who should pick which.

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	ChatGPT	Microsoft Copilot
Price	Free tier · paid from €23/mo	Free tier · paid from €22/mo
Usable free tier	Yes	Yes
Best for	anyone — no technical skills needed	anyone — no technical skills needed
Privacy posture	●●○	●●●
Team fit	all	enterprise

Pick ChatGPT if…

what you mainly want is: the most widely used ai assistant, with voice, vision, images, and a huge plugin ecosystem

Pick Microsoft Copilot if…

privacy or business data is a concern

Still torn? The right answer depends on your budget, skills, and privacy needs — take the 30-second quiz and we'll score both against your situation.

ChatGPT Free tier · paid from €23/mo

The most widely used AI assistant, with voice, vision, images, and a huge plugin ecosystem.

✓ Most versatile all-rounder
✓ Great mobile + voice mode
✓ Huge ecosystem

✗ Free tier throttles the best models
✗ Privacy requires opt-outs

Try ChatGPT →

Microsoft Copilot Free tier · paid from €22/mo

AI assistant across Word, Excel, Outlook, and Teams with enterprise-grade data controls.

✓ Works inside Office apps you already use
✓ Enterprise data protection
✓ Admin governance

✗ Real value needs M365 licenses
✗ Feature quality uneven across apps

Try Microsoft Copilot →

Prices & details last verified 2026-08-16.

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